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Marine Cargo Insurance

CargoGuard provides flexible ‘All Risks’ cover - as per the Institute Cargo Clauses ‘A’ – on an annual basis, suitable for both domestic and international transits by sea, air and land.

CargoGuard provides cover for UK to UK transits, International Sendings UK to and or from Worldwide territories and stock within the UK. It covers cargo during loading, unloading, shipment and inspection as well as damage that isn’t discovered for up to 30 days after delivery. Option to include UK storage as part of Stock Throughput.

Key product benefits:


•  Up to £500,000 in stock covered without  a referral. 
•  Up to £5,000 cover for representative samples and £5,000 for postal sendings.
•  Designed for buyers and sellers responsible for the different costs and risks of trading internationally.
•  Covers goods from their initial departure from a warehouse right up to delivery at the final destination.
•  Possible to insure shipments originating from a customer’s premises in the case of a return.
•  Up to 30 days cover for the installation, duration, dismantling and temporary storing of items at exhibition sites.
•  Through built-in cover extensions, CargoGuard protects a company’s assets while their employees  go about their business

Appetite: Preferred risks
• Foodstuffs (ambient, frozen  and/ or chilled goods)
• Electricals
• Furniture
• General goods
• Machinery and metals
• Stationery
• Footwear
• Sports equipment  (excl. clothing)
• Textiles
• Toys and games  (excl. computer games)
• Perfumes and/ or cosmetics

Risks to avoid: Antiques and fine art • Household or personal effects, Cash, cheques and credit cards, Motor vehicles, yachts/ boats and caravans • Livestock • Fish farms • Single voyage / one off shipments

Minimum Premium Cover £ 350 Marine and transit / £ 425 stock throughput

Cover: 

Coverage limit (without referral)

Imports/Exports - Coverage limit (without referral) - Up to £ 2,500,000

Own Vehicles - Up to £ 500,000

Stock (named UK location) - Up to £ 500,000

Exhibition - Up to £ 45,000

Engineers’ tools - Up to £ 30,000

Talk to an expert – get in touch today.

Our team of UK-based insurance experts are here to help,  0203 916 6052 (Mon to Fri 09.00am – 05.30pm)

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