Which type of cover is right for me?

Van Insurance - sometimes called commercial van insurance or business van insurance - is the cover you need to keep your business running smoothly.

We have four levels of cover for you to choose from - Social, Social and Commuting, Own Goods and Carriage of goods for hire and reward.

Social

If you only plan on using your van for personal trips and not to commute, Social cover could be the best option for you. This cover is perfect if you plan to use your van for leisure activities that require a bit more space such as surfing and fishing.

Social and Commuting

Planning to use your van for travelling to work and day to day trips? You’ll need Social and Commuting cover. You’ll be covered for travel to and from a single place of work.

Own Goods

Tradesmen such as builders, carpenters and plumbers who use their van in connection with their business will need Own Goods cover. This cover will also suit people who need to drive between more than one place of work such as social workers or classroom assistants.

If you use a van to transport tools, stock or merchandise then you may want to look at our Vehicle Contents Cover upgrade (formerly known as Goods and Tools), similar to Goods in Transit insurance. It's a higher level of contents cover which specifically covers the contents of your van. It will help you to recover costs if the van's contents are stolen or damaged.

Carriage of goods for hire and reward

If you use your van to deliver third party goods you’ll need Carriage of goods for hire and reward. Perfect for couriers or furniture removers who earn money by using their van for deliveries of third party goods.

Features:

• All driving options available – including Insured only, Insured and Spouse, Insured and Named and more…
• Protected No Claims Bonus
• Voluntary excess options offered
• Introductory discounts available
• In Car Electronics, Audio & Navigation Equipment etc (up to £750)