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About the product
Our Office & Surgeries Package is an insurance policy specifically designed for UK based small and medium sized office businesses. It provides broad and flexible cover through a range of standard and optional sections. The policy is suitable for most office occupancies with a turnover of up to £10m.
Headline coverages (see policy wording for details)
STANDARD COVERS INCLUDED
MATERIAL DAMAGE
BUSINESS INTERRUPTION
EMPLOYERS' LIABILITY
PUBLIC AND PRODUCTS LIABILITY
MONEY AND PA (ASSAULT)
EQUIPMENT BREAKDOWN
D&O INSURANCE (FOR ELIGIBLE INSUREDS)
GOODS IN TRANSIT
OPTIONAL COVERS
SPECIFIED ALL RISKS
GROUP PA - EMPLOYMENT RELATED ACCIDENT BENEFIT
EMPLOYEE DISHONESTY
LEGAL EXPENSES
TERRORISM
COMPUTER BREAKDOWN
Key product benefits
- Accidental Damage/All Risks cover provided as standard for premises exposures within Material Damage.
- Specified All Risks worldwide cover available for items such as portable computers, mobile phones, tools and trophies.
- Unlimited Damage to Glass cover for the premises.
- Equipment Breakdown cover included as standard.
- Directors’ and Officers’ cover included as standard for a wide range of entities.
- Money in transit and at the premises during business hours included up to £10,000.
- Keys and Locks repair or replacement included up to £10,000.
- Optional deterioration of refrigerated stock up to £10,000.
- Medical and vocational rehabilitation to help injured employees back to health and work.
- Virtual Medical Care for eligible customers.
- Locums are included under the policy for Surgeries.
About the insurer
American International Group UK Ltd is one of largest companies specialising in the UK business insurance market.
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Capital Indemnity Ltd are Authorised and Regulated by the Financial Conduct Authority. Our FCA Number is 936947. Our Registered Offices are at 15 Seymour Street, London, SE18 6SX. Our Companies House Number is 12904305. Our ICO Registration Number is ZA876843.
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