About the product

Our Office & Surgeries Package is an insurance policy specifically designed for UK based small and medium sized office businesses. It provides broad and flexible cover through a range of standard and optional sections. The policy is suitable for most office occupancies with a turnover of up to £10m.

Headline coverages (see policy wording for details)

STANDARD COVERS INCLUDED

MATERIAL DAMAGE

BUSINESS INTERRUPTION

EMPLOYERS' LIABILITY

PUBLIC AND PRODUCTS LIABILITY

MONEY AND PA (ASSAULT)

EQUIPMENT BREAKDOWN

D&O INSURANCE (FOR ELIGIBLE INSUREDS)

GOODS IN TRANSIT

OPTIONAL COVERS

SPECIFIED ALL RISKS

GROUP PA - EMPLOYMENT RELATED ACCIDENT BENEFIT

EMPLOYEE DISHONESTY

LEGAL EXPENSES

TERRORISM

COMPUTER BREAKDOWN

Key product benefits

Accidental Damage/All Risks cover provided as standard for premises exposures within Material Damage.
Specified All Risks worldwide cover available for items such as portable computers, mobile phones, tools and trophies.
Unlimited Damage to Glass cover for the premises.
Equipment Breakdown cover included as standard.
Directors’ and Officers’ cover included as standard for a wide range of entities.
Money in transit and at the premises during business hours included up to £10,000.
Keys and Locks repair or replacement included up to £10,000.
Optional deterioration of refrigerated stock up to £10,000.
Medical and vocational rehabilitation to help injured employees back to health and work.
Virtual Medical Care for eligible customers.
Locums are included under the policy for Surgeries.

About the insurer

American International Group UK Ltd is one of largest companies specialising in the UK business insurance market.

To obtain an insurance quote, please complete the Proposal Form below and email it to quote@capitalindemnity.co.uk

PROPOSAL FORM